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中国银保监会有关部门负责人就《关于进一步明确农业保险业务经营条件的通知》答记者问

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彩票appweiguancheluoshi《guanyujiakuainongyebaoxiangaozhiliangfazhandezhidaoyijian》jingshen,anzhaodangzhongyang、guowuyuanguanyu“fangguanfu”gaigeyaoqiuheduinongyebaoxiangongzuobushu,jinyibushenhuanongyebaoxiangongjicejiegouxinggaige,jianlijianquannongyebaoxianyewujingyingtiaojianguanlijizhi,jinri,yinbaojianhuifabule《guanyujinyibumingquenongyebaoxianyewujingyingtiaojiandetongzhi》(yixiajiancheng《tongzhi》)。zhongguoyinbaojianhuiyouguanbumenfuzerenjiucihuidalejizhexiangguantiwen。

一、《通知》的主要背景是什么?

2013nian3yue,《nongyebaoxiantiaoli》(yixiajiancheng《tiaoli》)zhengshishixing。《tiaoli》guiding,baoxianjigoujingyingnongyebaoxianyewu,yingdangfuhexiangyingtiaojian,bingjingguowuyuanbaoxianjianduguanlijigouyifapizhun。weiluoshi《tiaoli》yaoqiu,yuanbaojianhuizhidingle《guanyujiaqiangnongyebaoxianyewujingyingzigeguanlidetongzhi》,duinongxianyewuzigetiaojianheshenpichengxuzuochuleguiding。

彩票app2015nian3yue,guowuyuanbanbu《guowuyuanguanyuquxiaohediaozhengyipixingzhengshenpixiangmudengshixiangdejueding》,quxiaonongyebaoxianyewujingyingzigeshenpishixiang。2016nian2yue,《tiaoli》jinxinglexiuding,zaibaoliulebaoxianjigouyingdangfuhexiangyingtiaojiandetongshi,shanchubaoxianjigoujingyingnongyebaoxianyewu“jingguowuyuanbaoxianjianduguanlijigouyifapizhun”debiaoshu。

彩票appweiguancheluoshi《nongyebaoxiantiaoli》guiding,zuohaoquxiaozigeshenpihoudenongxianshichangzhunrujianguangongzuo,jianguanbumenchongfentingquxingyeyijian,shenruyanjiu,jijituijinxiangguangongzuo。jingduolunyanjiutaolun,shichangduishenhuanongxianjingyingtiaojiangaigeyixingchengguangfangongshi,qidonggaigedeshijijibenchengshu。yinbaojianhuishenrudiaochayanjiu,guangfanzhengqiuxingyeyijianjianyi,zaicijichushangzhidingle《tongzhi》。

二、《通知》的改革思路是什么?

《tongzhi》shenruguanche《guanyujiakuainongyebaoxiangaozhiliangfazhandezhidaoyijian》jingshen,zhenduixingyefanyingjiaoweijizhongdenongxianshichangzhunruwenti,anzhaoyifahegui、tigaobiaozhun、fangguanjiehe、dongtaijianguandeyuanze,mingquenongyebaoxianyewujingyingtiaojian,qianghuadongtaijianguan,jianlinongxianjingyingpinggujizhi,changtongtuichujizhi,jianliwanshanquanliuchengdenongxianyewujingyingtiaojianguanlizhidutixi,shenrutuijinnongyebaoxiangongjicejiegouxinggaige,cujinnongyebaoxianshichangpingwenjiankangfazhan。

三、《通知》的主要内容有哪些?

《tongzhi》gongji19tiao,zhuyaoneirongyou: yishimingquenongxianyewujingyingtiaojian。《tongzhi》genju《nongyebaoxiantiaoli》deguiding,congzonggongsiheshengjifengongsilianggecengmianfenbiezhidingnongxianyewujingyingtiaojian。fanfuhejingyingtiaojiandebaoxianjigoujunkezaibendikaizhannongxianyewu,wuxuxiangjianguanjigoujinxingjingyingzigeshenqing。ershitigaonongxianyewujingyingbiaozhun。2016nianxiudinghoude《tiaoli》zaiquxiaonongxianshichangzhunrushenpidetongshi,rengranbaoliulebaoxianjigoujingyingnongxianyewuyingdangjubeixiangyingtiaojian,bingguidingyaofuheguowuyuanbaoxianjianduguanlijigouguidingdeqitatiaojian。《tongzhi》congyifahegui、fengxianguankongnengli、nongxian彩票app nengli、xinxihuashuipingdengfangmianjinyibutigaolenongxianyewujingyingbiaozhun。sanshijianliwanshantuichujizhi。weitongbuzuohaogaigedexietongpeitaogongzuo,《tongzhi》genju《nongyebaoxiantiaoli》guiding,mingqueguidingjianlinongxianjingyingdetuichujizhi: yifangmian,baoxianjigouyinzishenyuanyinzhudongtuichude,yingxiangyinxingbaoxianjianduguanlibumenbaogao。lingyifangmian,《tongzhi》guiding,duiyubaoxianjigoubufuhetiaojianjingyingnongyebaoxianyewude,youyinxingbaoxianjianduguanlijigouzelingxianqigaizheng,tingzhijieshouxinyewu,yuqibugaizhenghuozhezaochengyanzhonghouguode,chu10wanyuanyishang50wanyuanyixiadefakuan,keyizelingtingyezhengdunhuozhediaoxiaojingyingbaoxianyewuxukezheng。

彩票appciwai,《tongzhi》haijianlilenongxianjingyingzonghekaopingjizhi,duibaoxianjigounongxianjingyingguanliqingkuangjinxingdongtaikaoping,pinggujieguojiangzuoweinongxianjianguangongzuodezhongyaoyiju。

四、《通知》对农业保险共保体有了新的规定,主要出于什么考虑?

彩票app guonongyebaoxianfazhanchuqi,nongyebaoxianfensanjizhibuwanshan,weimibudangegongsizibenshilihenongxianjingyingjingyanbuzu,bufendiquzuchengnongyebaoxiangongbaoti,tongguo“baotuanqunuan”defangshiyingduidazaifengxian。congzhengtikan,nongyebaoxiangongbaomoshizaitishengjingyingwendingxing、fangfandazaifengxiandengfangmianfahuilejijizuoyong;dantongshiyecunzaizhezuaijingzheng、yizhichuangxinyijibujubeinongxianyewujingyingtiaojiandegongsi“dashunfengche”dengwenti。

zhenduishangshuqingkuang,《tongzhi》duinongyebaoxiangongbaojinxinglezhenduixingdeguiding: yishijiehedangqiangedinongxianjingyingzhutigongjijiaoweichongzudeshiji,《tongzhi》mingqueyaoqiu,bujubeinongxianjingyingtiaojiandeshengjifengongsibudeyigongbaodexingshicanyudangdinongyebaoxianjingying。ershizhenduigongbaobuliyujingzhenghechuangxin彩票app dengbiduan,《tongzhi》mingquetichu,gongbaotiyaojiaqiangzishenguanli,mingquegefangquanliyiwu,qianghuafengxianguankong,gulishidujingzhenghechuangxin,tisheng彩票app nengliheshuiping。sanshiduiyugebienongxiangongbaotizhongyouyulishiyuanyinbaokuozanbujubeinongxianyewujingyingtiaojianbaoxianjigoudewenti,《tongzhi》shedingleliangnianguoduqi。

五、推动《通知》落地的具体措施有哪些?

weigenghaodiguancheluoshi《tongzhi》gexiangguiding,《tongzhi》zaimingquenongxianjingyingtiaojiandetongshi,guidinglejutideluoshicuoshi: yifangmian,《tongzhi》guiding,geyinbaojianjuyinggenjuyaoqiu,jiehedangdishiji,xihuazhidingdangdidenongyebaoxianjingyingtiaojianguanliguiding,bingjiangguanliguidinghefuhexiaquneinongxianjingyingtiaojiandebaoxianjigoumulubaosongzhongguoyinbaojianhui,quebao《tongzhi》luoshidaowei。tongshi,《tongzhi》jianlilenongyebaoxianyewujingyingtuichujizhi,qufenbutongtuichuqingxingyuyifenleiguanli。

lingyifangmian,kaolvdao《tongzhi》congyifahegui、fengxianguankongnengli、nongxian彩票app nengli、xinxihuashuipingdengfangmianjinyibutigaolenongxianjingyingbiaozhun,qiegedinongxianzhaotoubiaozhouqichayidengshiji,《tongzhi》guiding,duiyuciqianyihuodenongyebaoxianjingyingzigehuokaizhannongxiangongbaoyewu、danbufuheben《tongzhi》yaoqiudebaoxianjigou,《tongzhi》guidingleliangniandediaozhengguoduqi,jiyubaoxianjigoujiaoweichongyudehuanchongdiaozhengkongjian,yijiaqiangzhiduchutaiqianhouxianjie,baozhang《tongzhi》guancheluoshidaowei。

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